Rates in under 2 minutes
Review your rates from more than a dozen lenders through Hearth’s quick and secure application without affecting your credit score.
Easy monthly payments
No surprises. Personal loans through Hearth’s lending partners have fixed rates and terms. You’ll know your monthly payment upfront.**
Get your money fast
Loans typically fund in 1-5 business days. If approved, Hearth’s lending partners can deposit cash into your account as soon as 24 hours.*
No prepay penalties
There are no fees for paying off your loan sooner, saving you time and even more money.
See your personalized monthly payment options within minutes and without affecting your credit score. No prepayment penalties. No home equity required.
Hearth makes it easy for you to find monthly payment options for your project, with:
Loan amounts up to $250,000
Affordable monthly payment options
Funding within 1-3 days
No prepayment penalties
No home equity required
Find convenient monthly payment options for your project.
See your personalized payment plans without affecting your credit score now.
Finance Your Home Cooling
Cut home cooling costs 50-90% with NO MONEY DOWN and new, easy financing options powered by Hearth.
Compare personalized rates from over a dozen lenders and find the best monthly payment for you! Hearth’s quick and easy pre-qualification application takes less than 2 minutes and doesn't your your credit score.
Taking control of your home energy costs with a whole house fan has never been easier or more affordable!
What Homeowners Are Saying
"I was able to do this over the Internet in less than 30-mins. Very convenient."
"In about two hours after applying, I was approved for a loan with Hearth. Thank you for your help!"
"It was a great experience...
there were no surprises when my credit was pulled. Thank you!"
All loans are subject to credit review and approval.
* Funding can be as soon as 24 hours and takes 3-5 days on average.
* 0% Financing Option will include a 0% APR during a promotional period only; the promotional period will vary in length among different offers. After the conclusion of the promotional period, higher APRs will be charged. Please consult the disclosures related to any particular card offer.
** Our partners can offer lending options from $1,000-$250,000 for terms from 2-12 years
Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions. NMLS ID# 1628533.